Before you begin

For illustration and education only

These calculators show estimates for illustration and educational purposes only.
Nothing on this website is investment, tax or financial advice, or a recommendation to buy or sell anything.
Returns are not guaranteed. Mutual fund investments are subject to market risks.
Please consult a SEBI-registered investment adviser before making investment decisions.

By clicking "I agree" you confirm that you understand this and will use the results at your own discretion.

Know what your money can do before you commit it

Free SIP, SWP, EMI and retirement calculators in ₹

SIPs, withdrawals, loans, retirement and savings schemes, worked out in lakh and crore with year-by-year detail. No sign-up.

Start with SIP Plan retirement

Invest & grow

Grow wealth through SIPs and one-time investments.

SIP CalculatorFixed amount invested every month.Step-up SIP CalculatorSIP that rises by a fixed percent each year.Lumpsum CalculatorOne-time investment left to compound.Goal SIP CalculatorHow much SIP you need to reach a goal, after inflation.CAGR CalculatorAnnual growth rate between a start and end value.

Withdraw & retire

Turn a corpus into a monthly income that lasts.

SWP CalculatorMonthly payouts from an invested corpus.SIP + SWP CalculatorBuild a corpus with a SIP, then draw a monthly income from it.Retirement CalculatorCorpus needed to cover your expenses through retirement, and the SIP to build it.

Loans

Know your EMI and how much prepaying saves.

Loan EMI CalculatorHome, car or personal loan instalments.Loan Prepayment CalculatorSee how extra payments cut your interest and tenure.

Savings schemes

Bank deposits and government small-savings.

FD CalculatorBank FD, compounded quarterly by default.RD CalculatorMonthly bank deposit, compounded quarterly.PPF Calculator15-year lock-in, extendable in 5-year blocks. Limit ₹1.5 lakh a year.

Plan every rupee with free calculators

BookMyProfits brings together the calculators most Indian investors and borrowers need: a SIP calculator and step-up SIP calculator for mutual fund investing, an SWP calculator for retirement income, a loan EMI calculator and a home loan prepayment calculator, plus FD, RD and PPF calculators for safe savings. Every result is shown in lakh and crore with a chart and a year-by-year table.

Each calculator explains its formula so you can check the maths yourself. The results are estimates for illustration and education, not investment advice.

Common questions

Are these calculators free?

Yes. Every calculator is free to use without signing in. Signing in is only needed to download a PDF of your plan.

Are the results investment advice?

No. The calculators are for illustration and education only. Returns are assumptions, not promises. Please consult a SEBI-registered investment adviser before investing.

Why are the numbers shown in lakh and crore?

The site is built for Indian users, so amounts use the Indian numbering system and the ₹ symbol.

Estimates for planning only, not investment advice. Mutual fund investments are subject to market risks; returns are not guaranteed. Taxes, exit loads and fund expenses are not included. Check current FD, RD and PPF rates with your bank or post office. We count visits anonymously to improve the site and use no third-party trackers. About · Disclaimer · Privacy policy · © 2026 BookMyProfits.